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GovAuctions aggregates government surplus auctions from official platforms. We are not affiliated with GSA, HUD, or any government agency. · Terms · Privacy
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HUD Home — 100 Kendall St, Vernon Center, MN 56090

HUDReal Estate📍Vernon Center, MN

List Price

$80,000

Listed Until

Sep 30, 2026

Bids accepted in rolling periods

Market demand: Real Estate like this sell about 26% of the time, typically ~3 bids. Based on 2,107 completed sales over the last year.

Appraised valueFixed price
$80,000
HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.
  • •This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
  • •The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
  • •Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

The appraisal reflects the home's condition when it was inspected; values change over time. Not an independent valuation or investment advice - always inspect and confirm the numbers before you make an offer.

Title and tax regime in MinnesotaClear title
This is a government REO sale, not a tax sale. The two convey title very differently.
  • •This listing: conveys with clear, insurable title. Past-due property taxes are settled at closing by the seller, there is no redemption period, and no former owner can reclaim it.
  • •County tax sales in Minnesota: Minnesota is a tax deed state. The county sells the property itself. You take ownership at the sale, subject to whatever the sale did not wipe out. There is no statutory redemption period after the sale. Title here usually needs a quiet-title action before it is insurable or resellable. None of that applies to this listing.

We do not estimate what a specific property owes. Lien and back-tax amounts live in county records and only a title search returns the real number, so any figure produced without one is a guess you should not bid against. Compare all 51 state tax-sale regimes. State-level rules, not legal advice.

Financing

Need funding for this flip?

Auction homes usually need cash or a short-term rehab loan. Kiavi funds fix-and-flip and rental (DSCR) purchases for real-estate investors, including the rehab budget.

New borrowers get a $350 credit on their first closed loan.

See fix-and-flip loan options →

Advertising disclosure: this is a paid partner link. GovAuctions may earn a referral fee if you take a loan, at no cost to you. We are not a lender or financial adviser.

FHA-insurable with repair escrow

Condition & financing

Needs roughly $500-$5,000 in repairs - livable, but budget for the fixes.

  • Still FHA-financeable: the repair cost can be escrowed into the loan at closing.
  • Eligible for HUD's $100-down payment program for owner-occupants.
  • FHA insurability is set by HUD; the repair figures are HUD's ~$5,000 rule of thumb, not a per-home guarantee. Always get an inspection.
How to buy HUD homes →

Seller

U.S. Department of Housing and Urban Development

Condition: As-is

Full Description

HUD foreclosure property. Case #277-382516. Single Family Home · 4 bed · 1 bath · 1785 sqft · Built 1890. 100 Kendall St, Vernon Center, MN 56090. Owner Occupants, Nonprofits, and Government Agencies only. Contact a HUD-registered broker to submit an offer.

Pickup information

Vernon Center, MN 56090

U.S. Department of Housing and Urban Development

HUD homes are sold through a bid process via HUD-registered brokers. Visit hudhomestore.gov for details.
Appraised valueFixed price
$80,000
HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.
  • •This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
  • •The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
  • •Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

The appraisal reflects the home's condition when it was inspected; values change over time. Not an independent valuation or investment advice - always inspect and confirm the numbers before you make an offer.

Title and tax regime in MinnesotaClear title
This is a government REO sale, not a tax sale. The two convey title very differently.
  • •This listing: conveys with clear, insurable title. Past-due property taxes are settled at closing by the seller, there is no redemption period, and no former owner can reclaim it.
  • •County tax sales in Minnesota: Minnesota is a tax deed state. The county sells the property itself. You take ownership at the sale, subject to whatever the sale did not wipe out. There is no statutory redemption period after the sale. Title here usually needs a quiet-title action before it is insurable or resellable. None of that applies to this listing.

We do not estimate what a specific property owes. Lien and back-tax amounts live in county records and only a title search returns the real number, so any figure produced without one is a guess you should not bid against. Compare all 51 state tax-sale regimes. State-level rules, not legal advice.

Financing

Need funding for this flip?

Auction homes usually need cash or a short-term rehab loan. Kiavi funds fix-and-flip and rental (DSCR) purchases for real-estate investors, including the rehab budget.

New borrowers get a $350 credit on their first closed loan.

See fix-and-flip loan options →

Advertising disclosure: this is a paid partner link. GovAuctions may earn a referral fee if you take a loan, at no cost to you. We are not a lender or financial adviser.

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Market data: see how government surplus prices are moving in the GovAuctions.app Surplus Price Index and how often each category sells in the GovAuctions.app Surplus Market Report.