HUD Homes for Sale (2026)
Search every active HUD foreclosed home on HUD HomeStore — 872 properties nationwide, in one free interface.
HUD homes are foreclosed residential properties owned by the U.S. Department of Housing and Urban Development. They're sold through HUD HomeStore (hudhomestore.gov), typically priced below market value. GovAuctions indexes the entire HomeStore inventory and lets you search it with better filtering than the official site — bidding still happens on HomeStore through a HUD-registered broker.Last updated: 2026-05-20
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HUD Homes by State
48 states have active HUD listings right now.
Recently Listed HUD Homes
HUD Home — 250 S Main St, Fillmore, UT 84631
HUD Home — 235 Oak Point Dr, Lancaster, VA 22503
HUD Home — 9865 High Water Ct, Burke, VA 22015
HUD Home — 1405 Old Buckroe Rd, Hampton, VA 23663
HUD Home — 4216 Rosewood Ct, Williamsburg, VA 23188
HUD Home — 16203 W Patrick Henry Rd, Montpelier, VA 23192
HUD Home — 4 Jenbeck Ct, Fredericksburg, VA 22407
HUD Home — 113 W Main Street, Wakefield, VA 23888
HUD Home — 108 Parker Ave, Newport News, VA 23606
HUD Home — 513 Water Lilly Rd, Portsmouth, VA 23701
HUD Home — 181 Kristen Ln, Suffolk, VA 23434
HUD Home — 3415 Willis Wharf Rd, Exmore, VA 23350
How HUD Home Auctions Work
When a homeowner with an FHA-insured mortgage defaults and the bank forecloses, HUD reimburses the lender and takes ownership of the property. HUD then sells the home to recover its costs, listing it on the HUD HomeStore at hudhomestore.gov.
Bidding happens in two phases:
- Exclusive Listing Period (15-30 days): Only owner-occupants and qualifying nonprofits can submit bids. This gives families priority over investors.
- Extended Listing Period: Any registered buyer — including investors — can bid. Most price drops happen during this phase.
All bids must be submitted through a HUD-registered real estate broker. You can't bid directly. HUD homes are sold as-is — HUD will not make repairs, so always inspect the property before submitting a bid.
Read the full step-by-step guide: How to Buy a HUD Home (2026) or the HUD HomeStore FAQ.
Frequently Asked Questions
- What is a HUD home?
- A HUD home is a residential property that was foreclosed on after the borrower defaulted on an FHA-insured mortgage. The U.S. Department of Housing and Urban Development (HUD) takes ownership and sells the home at auction — typically below market value. Properties are sold as-is.
- What is HUD HomeStore (hudhomestore.gov)?
- HUD HomeStore (hudhomestore.gov) is the official U.S. government website where HUD foreclosed homes are listed for sale. All HUD homes go through HomeStore. GovAuctions indexes the HomeStore inventory and lets you search it in a faster, mobile-friendly interface — bidding still happens on the official site.
- Can anyone buy a HUD home?
- Yes. Owner-occupants, investors, nonprofits, and government agencies can all bid. During the first 15-30 days a listing is on HUD HomeStore (the 'Exclusive Listing Period'), only owner-occupants and qualifying nonprofits can bid. After that, investors can submit bids.
- Do I need a real estate agent to buy a HUD home?
- Yes. Bids on HUD homes must be submitted by a HUD-registered real estate broker. Any agent whose brokerage has a HUD NAID number can place your bid. GovAuctions shows you the listings; your agent submits the bid on HomeStore.
- Are HUD homes a good deal?
- HUD homes are often priced below market value, especially during the investor bidding period. The trade-off is they're sold as-is — HUD does no repairs. Factor potential repair costs into your offer, and always inspect the property (or hire an inspector) before bidding.
- How is GovAuctions different from hudhomestore.gov?
- GovAuctions is an independent free search layer. We pull listings from HUD HomeStore (and other government auction platforms — GSA, GovDeals, Public Surplus) into one searchable feed with better filtering and a modern interface. Bidding always happens on the official site. We don't charge a fee.