New Jersey HUD Homes for Sale (2026)
Search every active HUD foreclosed home in New Jersey - 18 NJ properties from HUD HomeStore, in one free interface.
HUD homes are foreclosed residential properties owned by the U.S. Department of Housing and Urban Development and sold through HUD HomeStore (hudhomestore.gov), typically below market value. GovAuctions indexes the New Jersey HomeStore inventory and lets you search it with better filtering - bidding still happens on HomeStore through a HUD-registered broker.Last updated: 2026-10-07
Search all 18 HUD homes in New Jersey by price & bedrooms
Filter the full HUD HomeStore inventory in the live feed
Recently Listed HUD Homes in New Jersey
HUD Home — 68 Hoover Ave, Passaic, NJ 07055
Passaic, NJ
HUD Home — 160 Tappan Ave, Belleville, NJ 07109
Belleville, NJ
HUD Home — 11 Sunnyfield Ln, Lakewood, NJ 08701
Lakewood, NJ
HUD Home — 348 Main St, Cedarville, NJ 08311
Cedarville, NJ
HUD Home — 3 Mine Hill Rd, Washington Twp, NJ 07882
Washington Twp, NJ
HUD Home — 9 Brantwood Ter, Hackettstown, NJ 07840
Hackettstown, NJ
HUD Home — 16 Fryer Ct, Hightstown, NJ 08520
Hightstown, NJ
HUD Home — 407 Paris Ave, Brooklawn, NJ 08030
Brooklawn, NJ
HUD Home — 41 Stevens Ct, Bedminster, NJ 07921
Bedminster, NJ
HUD Home — 31 Fourth St, Flagtown, NJ 08821
Flagtown, NJ
HUD Home — 13 Roanoke Ave, Rockaway, NJ 07866
Rockaway, NJ
HUD Home — 14 Pine Tree Dr, Little Egg Harbor Twp, NJ 08087
Little Egg Harbor Twp, NJ
Will you inherit back taxes on a property in New Jersey?
It depends entirely on which kind of sale you are looking at, and the two are easy to mix up. Government REO (HUD, Fannie Mae, Freddie Mac, GSA, CWS) conveys with clear, insurable title and the seller settles past-due property taxes at closing. County tax sales (tax-defaulted, sheriff, judicial) are the opposite: the buyer can inherit senior liens, face a redemption period, and get title that is not insurable without a quiet-title action. Every listing on this page is the first kind.
For the tax-sale side, New Jersey is a tax lien state. The county sells the unpaid tax debt, not the house. You buy a certificate that earns interest, and you only get the property if the owner never repays. The former owner then has 2 years to reclaim the property. Title here usually needs a quiet-title action before it is insurable or resellable.
We do not estimate what a specific property owes. Lien and back-tax amounts live in county records and only a title search returns the real number, so any figure produced without one is a guess you should not bid against.
HUD Homes in Other States
Frequently Asked Questions
- How many HUD homes are for sale in New Jersey?
- There are 18 active HUD foreclosed homes listed in New Jersey right now. The count changes as HUD lists new foreclosures and existing ones sell - GovAuctions refreshes the NJ HUD HomeStore inventory throughout the day.
- How do I buy a HUD home in New Jersey?
- Browse New Jersey HUD listings here, then have a HUD-registered real estate broker submit your bid on hudhomestore.gov. Any agent whose brokerage holds a HUD NAID number can place the bid - you can't bid directly. During the first 15-30 days (the Exclusive Listing Period), only owner-occupants and nonprofits can bid; after that, investors can too.
- Are HUD homes in New Jersey cheaper than market value?
- HUD homes in New Jersey are often priced below comparable listings, with the biggest discounts during the extended (investor) bidding period. They're sold as-is, though - HUD does no repairs - so always inspect the property and factor repair costs into your offer.
- Is GovAuctions the official HUD HomeStore website?
- No. GovAuctions is an independent aggregator that indexes HUD HomeStore listings, and it is not affiliated with HUD. The official site for HUD homes is HUD HomeStore at hudhomestore.gov. Bids are submitted there by a HUD-registered real estate broker, not on GovAuctions.
- Do I inherit back taxes or liens on a HUD home in New Jersey?
- No. A HUD home is REO, not a tax sale: it conveys with clear, insurable title, HUD settles past-due property taxes at closing, and there is no redemption period. That risk belongs to county tax sales instead, and New Jersey is a tax lien state. The county sells the unpaid tax debt, not the house. You buy a certificate that earns interest, and you only get the property if the owner never repays. After such a sale the former owner has 2 years to reclaim the property. Title here usually needs a quiet-title action before it is insurable or resellable. None of that applies to a HUD purchase.