Illinois HUD Homes for Sale (2026)
Search every active HUD foreclosed home in Illinois - 23 IL properties from HUD HomeStore, in one free interface.
HUD homes are foreclosed residential properties owned by the U.S. Department of Housing and Urban Development and sold through HUD HomeStore (hudhomestore.gov), typically below market value. GovAuctions indexes the Illinois HomeStore inventory and lets you search it with better filtering - bidding still happens on HomeStore through a HUD-registered broker.Last updated: 2026-09-22
Search all 23 HUD homes in Illinois by price & bedrooms
Filter the full HUD HomeStore inventory in the live feed
Recently Listed HUD Homes in Illinois
HUD Home — 444 Badger Lane, Oswego, IL 60543
Oswego, IL
HUD Home — 6637 S Rhodes Ave, Chicago, IL 60637
Chicago, IL
HUD Home — 2608 E 92nd Street, Chicago, IL 60617
Chicago, IL
HUD Home — 266 N 2nd St, Livingston, IL 62058
Livingston, IL
HUD Home — 6984 Squaw Prairie Rd, Belvidere, IL 61008
Belvidere, IL
HUD Home — 5205 Woodmar Ct, Mchenry, IL 60050
Mchenry, IL
HUD Home — 925 Bateman St, Galesburg, IL 61401
Galesburg, IL
HUD Home — 3709 W 139th Place, Robbins, IL 60472
Robbins, IL
HUD Home — 556 W 111th St, Chicago, IL 60628
Chicago, IL
HUD Home — 433 25th Ave, East Moline, IL 61244
East Moline, IL
HUD Home — 315s Main Ave, Minier, IL 61759
Minier, IL
HUD Home — 1104 2nd St, Orion, IL 61273
Orion, IL
Will you inherit back taxes on a property in Illinois?
It depends entirely on which kind of sale you are looking at, and the two are easy to mix up. Government REO (HUD, Fannie Mae, Freddie Mac, GSA, CWS) conveys with clear, insurable title and the seller settles past-due property taxes at closing. County tax sales (tax-defaulted, sheriff, judicial) are the opposite: the buyer can inherit senior liens, face a redemption period, and get title that is not insurable without a quiet-title action. Every listing on this page is the first kind.
For the tax-sale side, Illinois is a tax lien state. The county sells the unpaid tax debt, not the house. You buy a certificate that earns interest, and you only get the property if the owner never repays. The former owner then has 30 months to reclaim the property. Title here usually needs a quiet-title action before it is insurable or resellable.
We do not estimate what a specific property owes. Lien and back-tax amounts live in county records and only a title search returns the real number, so any figure produced without one is a guess you should not bid against.
HUD Homes in Other States
Frequently Asked Questions
- How many HUD homes are for sale in Illinois?
- There are 23 active HUD foreclosed homes listed in Illinois right now. The count changes as HUD lists new foreclosures and existing ones sell - GovAuctions refreshes the IL HUD HomeStore inventory throughout the day.
- How do I buy a HUD home in Illinois?
- Browse Illinois HUD listings here, then have a HUD-registered real estate broker submit your bid on hudhomestore.gov. Any agent whose brokerage holds a HUD NAID number can place the bid - you can't bid directly. During the first 15-30 days (the Exclusive Listing Period), only owner-occupants and nonprofits can bid; after that, investors can too.
- Are HUD homes in Illinois cheaper than market value?
- HUD homes in Illinois are often priced below comparable listings, with the biggest discounts during the extended (investor) bidding period. They're sold as-is, though - HUD does no repairs - so always inspect the property and factor repair costs into your offer.
- Do I inherit back taxes or liens on a HUD home in Illinois?
- No. A HUD home is REO, not a tax sale: it conveys with clear, insurable title, HUD settles past-due property taxes at closing, and there is no redemption period. That risk belongs to county tax sales instead, and Illinois is a tax lien state. The county sells the unpaid tax debt, not the house. You buy a certificate that earns interest, and you only get the property if the owner never repays. After such a sale the former owner has 30 months to reclaim the property. Title here usually needs a quiet-title action before it is insurable or resellable. None of that applies to a HUD purchase.